Are you the type of person who will trade-in a vehicle or do you plan to do some kind of refinancing deal? The answer may lie in what exactly you seek to get out of the deal in the first place. There are valid reasons to make either choice and there is nothing wrong with exploring your options before diving right in.

Trade-ins are easy because dealerships are happy to make these deals with you. They want to strike a bargain that works in such a way that they are able to generate a profit on the vehicle that you trade-in to them. You may not get top dollar, but it is easy.

Refinancing is not as easy to pull off particularly if you are underwater on the vehicle, but it can get you a better interest rate and loan terms if you get the kind of deal that you want.

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